Commercial Mortgage Lending Services

Our business financing solutions encompass many industries.


Golf Course Financing Programs

First National is one of the preeminent lenders to golf course owners with over 30 years of direct lender experience to every aspect of the golf course industry. First National has experience from land and facility acquisition to golf course construction, expansion and refinancing. 

First National’s golf course financing Underwriters have knowledge of all aspects of golf operations from turf grass management, to food and beverage, to maintenance equipment, to tee sheet time management. First National has provided golf course finance capital in diverse geographic and operational regions. 


First National has underwritten resort, private membership, public play and municipal golf operations both across the United States as well as in a number of foreign nations.

Hotel and Hospitality Financing Programs

The experienced lenders at First National have developed a high level of comfort in providing capital to the hospitality industry. First National has experience with both small boutique hotel operators and large destination resort flagged hotel facilities. 


Acquisition financing as well as refinancing of existing hotel venues is a focus for the First National hospitality group. 


In certain demographic markets, First National provides construction financing to fully permitted new hotels that will complete their construction and be fully operational within eighteen months of loan closing. 


First National underwrites hospitality loans for acquisition, construction or refinance based on the demographic profile for the location of the hotel.


Assisted Living Finance Programs

The Assisted Living asset class has become, in the past decade, a focus for First National. First National has dedicated an underwriting team to focus on both skilled nursing, as well as independent living and continuous care-type facilities. Boutique-style Assisted Living facilities that are frequently inclusive of specialized memory care units hold a high degree of interest for our long-term mortgage finance investments. 


Capital is provided in the form of both acquisition and permanent mortgage financing as well as construction financing for Assisted Living and long-term congregate care development facilities based on the existing demographic need and profile for the community in which the Assisted Living facility operates.

Franchise Finance Programs

First National’s franchise finance programs are focused primarily on the areas of fuel oil operations, food and beverage venues, and certain, very specific types of retail consumer operations located within high-density, major metropolitan areas. Fuel oil venues of the nature of larger service centers located within close proximity to major interstate highways represents a very specialized focus for our franchise lending group. We have developed a proprietary structure to address the Lender risk as regards prior existing and future environmental risk to the underlying business operations. Interest in food-based franchise operations is focused on the locations metropolitan statistical index and the operator’s experience.

First National Diner Business Financing