Hotel Financing

Hospitality Lending for Hotels, Motels and Resorts

Hotel and Resort Financing Options

First National offers hotel financing and loan servicing for virtually all hotels and resorts – from large and small resorts to flag and boutique hotels. First National provides hotel and resort loans for property purchase and acquisition, new construction, renovation or remodeling of existing properties, refinancing an existing loan, or short-term bridge loans

Lending to hospitality is a directed asset class that First National focuses upon. First National provides the borrower an advantage of dealing with experienced bankers who underwrite and service all of our hospitality loans. With the ability to underwrite and service all of its hospitality loans. First National provides the borrower an advantage of dealing with experienced bankers.

Hospitality Financing for Virtually Every Project

Property & Land Purchase Financing

Capital for the acquisition of new hotel and resort sites and properties.

Construction Loans for New Hotels & Resorts

Hotel and resort construction loans for all types of hospitality projects.

Refinancing for Existing Properties

Refinancing a hotel or resort enables them to realign business objectives.

Renovation and Remodeling Loans

Improve the guest experiences with new rooms, meeting and dining spaces.

Equipment Purchase and Upgrade Capital

Equipment improvements to attract more guests, business professionals and improve event bookings.

Short-term Bridge Financing

Money to solidify a short-term position until a long-term option can be arranged.

Established Hotel and Resort Lending

Hotel financing is available for flagged and boutique hotels and resorts with proven occupancy rates that result in sufficient cash flow to support the newly anticipated debt level. We  provide financing to hotels located within the continental United States. On a limited basis, and under specialized circumstances First National will provide financing for destination off-shore resorts.

Hospitality Class Asset Types

Full-Service Flagged Hotel

Hotel crop square

First National finances the entire hotel operation. We look at hotels as an ongoing operating business and include furniture and fixtures as well as equipment in our finance analysis.

Destination Travel Resort


The seasonal nature of the resort finance arena creates special analytical issues for Lenders. We understand this asset class well along with the myriad revenue generators for destination resorts.

Inner-City Boutique Hotel


The nature of hospitality for inner-city development is demographically, historically focused. First National has a focus group directed at boutique hotel operations.

First Nationals Hospitality Financing Suite