Hotel and Resort Financing Options
First National offers hotel financing and loan servicing for virtually all hotels and resorts – from large and small resorts to flag and boutique hotels. First National provides hotel and resort loans for property purchase and acquisition, new construction, renovation or remodeling of existing properties, refinancing an existing loan, or short-term bridge loans.
Lending to hospitality is a directed asset class that First National focuses upon. First National provides the borrower an advantage of dealing with experienced bankers who underwrite and service all of our hospitality loans. With the ability to underwrite and service all of its hospitality loans. First National provides the borrower an advantage of dealing with experienced bankers.
Hospitality Financing for Virtually Every Project
Property & Land Purchase Financing
Construction Loans for New Hotels & Resorts
Refinancing for Existing Properties
Renovation and Remodeling Loans
Equipment Purchase and Upgrade Capital
Short-term Bridge Financing
Established Hotel and Resort Lending
Hotel financing is available for flagged and boutique hotels and resorts with proven occupancy rates that result in sufficient cash flow to support the newly anticipated debt level. We provide financing to hotels located within the continental United States. On a limited basis, and under specialized circumstances First National will provide financing for destination off-shore resorts.
Hospitality Class Asset Types
Full-Service Flagged Hotel

First National finances the entire hotel operation. We look at hotels as an ongoing operating business and include furniture and fixtures as well as equipment in our finance analysis.
Destination Travel Resort

The seasonal nature of the resort finance arena creates special analytical issues for Lenders. We understand this asset class well along with the myriad revenue generators for destination resorts.
Inner-City Boutique Hotel

The nature of hospitality for inner-city development is demographically, historically focused. First National has a focus group directed at boutique hotel operations.
