Business Strategies

First National is an established and respected lender. First National has built a diversified portfolio of senior secured debt and participating equity investments in certain special asset classes. First National strives to maintain its balanced portfolio through various strategies.

 

Direct Lending

Direct lending to owners and developers for the acquisition, construction, recapitalization, refinance and expansion of for-profit Assisted Living, Hospitality, Golf, and associated real estate throughout the Continental United States.

 

Purchasing

Purchasing single loans or portfolios from banks of all asset sizes which may be seeking to diversify and manage their asset risk or to increase their liquidity through divestiture.

 

Underwriting

Working with financial institutions on a cooperative underwriting basis to assist them in financing their clients’ special assets.

 

Legal Assistance

Assistance in the handling of defaulted and delinquent loans; working with court appointed trustees, attorneys, and accountants to manage impaired loans to certain specialized asset groups and residential community development.

 

Servicing

Providing special servicing of unique asset loans to community and commercial banks, as well as institutional lenders.