Bridge Loan Program

First National: Your Partner for Bridge Loan Financing

As a principal lender deeply rooted in the financial industry, First National stands out in the realm of bridge loan financing, especially during time-sensitive situations where immediate action is crucial for seizing business opportunities or addressing urgent financial needs. Our streamlined and efficient loan approval process is a testament to our commitment to clients, particularly those with a successful track record.

Bridge Financing Overview


Loan-to-Value (LTV) ratios are crucial in maximizing your financial resources. At First National, we offer competitive LTV ratios to provide the necessary leverage for successful bridge loans. Our commitment is to optimize your financing, ensuring you have the capital needed to seize opportunities. With our LTV ratios, you can confidently pursue your ventures with a solid financial backing.

Minimum Debt Service (DSC)

Navigating a bridge loan requires a solid understanding of Minimum Debt Service (DSC) guidelines. At First National, we ensure that our DSC guidelines establish a strong financial foundation for your ventures. You can trust our expertise to guide you through the complexities of bridge loan financing. With our support, you can confidently move forward, knowing your financial interests are well-protected.

Flexible Terms and Customized Solutions

At First National, we recognize the uniqueness of each business. With our internal underwriting, decision-making, and performance of due diligence, we work closely with clients to design bridge loan solutions that align precisely with the Borrower’s goals and financial circumstances.

Personalized Service

Our commitment to personalized service goes beyond the industry standard. As a principal lender, we take the time to thoroughly understand your business and financial situation. Our dedicated team provides guidance and sector-specific support throughout the bridge loan process, ensuring a tailored and supportive experience from origination to servicing—all handled internally by First National.

Explore First National’s tailored lending solutions for diverse property types, including assisted living, golf courses, hospitality, and more.

Contact a Banker

In addition to our commitment to personalized service, First National takes pride in our ongoing support for clients beyond the initial bridge loan. We understand that your financial needs may evolve over time, and we are dedicated to being your long-term financial partner. Our team remains available to provide assistance and guidance as your business grows and adapts to market changes. Whether you require refinancing options, additional funding for expansion, or advice on optimizing your financial strategy, First National is here to help you achieve your goals. With our expertise and personalized approach, you can trust us to support your success every step of the way.