Commercial Loan Programs

Comprehensive Financing Options Tailored to Meet Your Business Needs

At First National, we are dedicated to empowering businesses and individuals with the financial solutions they need to thrive. With over four decades of experience in the finance industry, we offer a diverse range of commercial loan programs tailored to meet the unique needs of our clients. Whether you’re a seasoned developer looking to embark on a new project or a budding entrepreneur seeking capital to fuel your dreams, First National is here to support you every step of the way.

Types of Commercial Loan Products

Commercial Loan Refinance

Reposition Your Existing Debt

Are you burdened by high-interest rates on your current commercial mortgage? Our Commercial Loan Refinance program offers competitive rates and flexible terms to help you refinance your existing debt, freeing up valuable capital for your business’s growth and expansion. With our streamlined application process and personalized service, refinancing with First National is a smart financial move.

Golf Course construction large property

New Construction Loans

Partner With the Right Commercial Mortgage Lender

Embarking on a new construction project can be an exciting endeavor, but securing financing can often be a daunting task. At First National, we specialize in providing tailored financing solutions for new construction projects of all sizes and complexities. Whether you’re building a commercial property, residential development, or mixed-use project, our New Construction Loans offer the capital and expertise you need to bring your vision to life.

Commercial Loan Allows for New Construction of a Building

Acquisition Loans

Seamless Due Diligence Process

Looking to acquire a new property or business? Our Acquisition Loans provide the funding you need to seize lucrative opportunities in the market. With competitive rates, flexible terms, and expedited approval processes, First National makes it easy to secure financing for your next acquisition. Whether you’re expanding your real estate portfolio or acquiring a strategic business asset, count on First National to help you close the deal.

Building Acquired from Business Financing

Bridge Loan Program

Capitalize on Opportunities with a Short-term Business Loan

As a leading direct lender with a strong presence in the financial sector, First National excels in providing bridge loans, particularly in time-critical scenarios where quick action is essential for capitalizing on business prospects or managing urgent financial requirements. Our swift and efficient commercial loan approval procedure underscores our dedication to clients, especially those with a proven history of success.

hospitality financing solutions for hotel, motel and resort

Emerging Developer Fund

Start-up Business Loans for Qualified Partners

As a forward-thinking finance lender, First National is committed to supporting emerging developers and entrepreneurs in realizing their vision. Our Emerging Developer Fund provides access to capital, mentorship, and networking opportunities to help promising talent break into the competitive world of real estate development. If you have a bold idea and the drive to succeed, First National is here to fuel your journey to success with one of our competitive commercial loan programs.

Real Estate Development from Emerging Developer Funds provided from a commercial loan

Six-step Loan Process

STEP 1 – ESTABLISH LENDING PARAMETERS

STEP 2 – REQUEST A QUOTE

STEP 3 – DUE DILIGENCE

STEP 4 – LETTER OF INTENT

STEP 5 – UNDERWRITING PROCESS

STEP 6 РAPPROVAL AND CLOSING 

Contact a Banker

Why choose First National?

Ready to take the next step towards financial success? Contact First National to learn more about our loan products and how we can help you achieve your goals. Our team of dedicated professionals is standing by to assist you every step of the way. Let’s make your vision a reality together.