Harris Versus Trump: Policy Comparison from a Financial Industry Perspective
(This article was published October 2024 in the Scotsman Guide.) Presidential elections have a profound influence on financial markets and the economy. They often trigger significant shifts in economic policies and regulatory frameworks, thereby influencing various sectors, including commercial real estate investment. Analyzing the potential impact of either a Kamala Harris presidency or a Donald […]
The Inflationary Index of Ice Cream
Inflation refers to the general increase in prices and fall in the purchasing value of money over time. It reflects how the cost of goods and services rises, eroding the real value of money. Inflation affects various aspects of the economy, including consumer prices, wages, and interest rates. Inflation is commonly measured using price indices, […]
Today’s Global Economy
The economy today continues to change, adjust and move up and down. Let’s take a look at today as we look back to compare. In the following discussion, I will address the recent questions raised about my personal perspective on the current state of the global economy. Economic conditions fluctuate due to a myriad of […]
Understanding Cap Rate
In the ever-changing landscape of the global economy, commercial borrowers face a myriad of challenges ranging from economic downturns to fluctuations in interest rates and other macroeconomic uncertainties. While these challenges can be daunting, they also present opportunities for savvy borrowers to adapt their strategies and emerge stronger in the face of adversity. In this […]
Unveiling the Power of Data Analytics in Commercial Lending
In the ever-changing landscape of the global economy, commercial borrowers face a myriad of challenges ranging from economic downturns to fluctuations in interest rates and other macroeconomic uncertainties. While these challenges can be daunting, they also present opportunities for savvy borrowers to adapt their strategies and emerge stronger in the face of adversity. In this […]
Navigating Economic Uncertainty: Strategies for Commercial Borrowers
In the ever-changing landscape of the global economy, commercial borrowers face a myriad of challenges ranging from economic downturns to fluctuations in interest rates and other macroeconomic uncertainties. While these challenges can be daunting, they also present opportunities for savvy borrowers to adapt their strategies and emerge stronger in the face of adversity. In this […]
Effective Risk Management Strategies for Commercial Loan Borrowers
In the intricate world of commercial borrowing, navigating the landscape of risk is paramount to ensuring the success and sustainability of businesses. Whether seeking funds for expansion, operational needs, or investment opportunities, commercial loan borrowers must adopt comprehensive risk management strategies to safeguard their financial health and mitigate potential pitfalls. From identifying and assessing risks […]
Knowledge Center: What Is a Real Estate Lender and What Services Do They Offer?
What Is a Real Estate Lender and What Services Do They Offer? When it comes to purchasing real estate (e.g., investment property), securing financing is often a crucial step in making your real estate aspirations a reality. Real estate lenders play a pivotal role in this process. In this article, we’ll delve into what a […]
What Is a Bridge Loan? The Ultimate Guide
What Is a Bridge Loan? The Ultimate Guide If you’re in the process of navigating a complex real estate transaction, you may have come across the term “bridge loan.” But what is a bridge loan, and how can it benefit you? In this ultimate guide, we’ll demystify bridge loans, exploring their purpose, mechanics, and everything […]
The Definitive Guide to Franchise Loans
The Definitive Guide to Franchise Loans If you’ve ever dreamed of owning your own business, franchising can be an attractive option. It offers the opportunity to run a proven business model with built-in support and brand recognition. However, one significant hurdle that aspiring franchisees often face is securing the necessary funding. That’s where franchise loans […]